Bankruptcy

If you're facing foreclosure, you may be trying to think of different ways to keep your home. You know that you have some financial problems to sort out, but you don't want your family to lose the place where they live, and you feel that there must be a solution. One...

You work hard in your full-time job but have still run into financial trouble. Maybe your hours have been cut, or your household bills have been increased? This is by no means your fault. Millions of Americans are currently struggling to keep their heads above the...

The goal of Chapter 7 bankruptcy is to liquidate your assets. Once you've sold these assets off, you can take the money that you've earned from selling them and use it to repay some of what you owe the creditors. You do not have to repay 100% or anything close to...

Not only does financial hardship take its toll on your bank balance, but it can also be quite stressful. You may wonder if you’ve made the right decision, or contemplate whether or not you could have done something differently in the past. In reality, you are probably...

Bankruptcy can be a daunting prospect. Yet, like any new thing, once you break it down into manageable segments, you will realize it is not as difficult to understand as you first thought. Chapter 7 is one of the two bankruptcy options you have as a person rather than...

When you hear the term "bankruptcy," your first thought may be of someone living in poverty and struggling to make ends meet. You might picture an individual who has lost not only their job but also their home and car. It's a difficult situation for anyone to find...

When you think about your day-to-day life, are you living with the bare minimum? That might mean that you are renting a room instead of an apartment, have downsized your belongings to next to nothing and are using a phone with a broken screen that doesn’t like to...

Getting bills in the mail and realizing that you don’t have enough money to pay them is disheartening. It may lead you to sit down and take a deeper look at your income and expenses. You may realize that you can’t overcome the financial challenges without help. ...

Bankruptcy can be a valuable tool for people who find themselves overwhelmed with debt and no reasonable way to get out. While bankruptcy can help you get a renewed start on your finances, many people want to avoid bankruptcy if there is an alternative. For over a...

Student loans are one type of debt that usually can’t be discharged in bankruptcy. This can leave people who are in dire financial straits with the full balance due on their student loans. Meanwhile, interest charges keep adding up. That means the person repaying the...