• FRS Law Group

    (Flinn, Ruble & Salazar)

    Elgin IL: 224-276-6641
  • FRS Law Group

    (Flinn, Ruble & Salazar)

    Sycamore IL: 630-202-1559
  • Donahue & Walsh, P.C.
    McHenry IL: 815-889-2364
  • Granger & Donahue
    Rockford IL: 779-203-9049
  • Cohen & Donahue
    Palatine IL: 847-452-5124
PI Attorneys of Northern Illinois

A Proven Leader In Illinois Criminal Defense And Real Estate Law

Northern Illinois Criminal Defense And Real Estate Law Blog

Illinois woman facing multiple DUI charges

Drunk driving charges are serious, especially when someone is arrested for a second, third or even fourth offense. Defendants often lose their driving privileges, and a conviction on some DUI charges can even send them to prison. Indeed, an Illinois woman who is currently facing her fourth DUI faces the possibility of spending time in prison.

The 55-year-old woman was arrested following an accident that occurred on Feb. 27, 2020. It was apparently a single-vehicle accident in which there were no injuries. The responding officer initially arrived to complete a property damage report but noticed that the driver appeared to be under the influence of alcohol.

Pennsylvania Rules that People Can Use Medical Marijuana on Probation - Will Illinois follow in their footsteps?

Link to full article: https://merryjane.com/news/pennsylvania-supreme-court-rules-people-can-use-medical-marijuana-on-probation?fbclid=iwar04dhmt4a6z12stlt2yve6hcksjdmubapcu6rue9zh_2zeuquemsgly_34

Disclosing defects in commercial real estate

Disclosing defects is a necessary part of selling a commercial property. However, some sellers may be hesitant about doing so out of fear that it will scare away potential buyers. It can be tempting to withhold information, but this may lead to more significant consequences in the future. Here are some things to remember about disclosing defects when selling commercial real estate.

Illinois sellers are obligated to disclose both material defects and potential problems if they could possibly affect a property's value. Sellers cannot purposely hide significant defects, either. Disclosing previous defects that have since been corrected may also be a good idea, although this depends on how serious past problems were.

Chapter 7 bankruptcy: an option to overcome extreme medical bills

Your professional career has begun. You have few worries. Relying on contract work in this gig economy has been surprisingly steady and well-paying for you. Although you are not a full-time employee receiving no health care benefits, you reason that your health is fine, and things are really looking up.

Then a major malady unexpectedly strikes, and you undergo life-threatening surgery. It proves successful, and now you prepare for weeks of rehabilitation. While health care professionals saved your life, it has come at a great financial cost. On top of that, you had limited or no health care insurance, footing you with a six-figure bill that you cannot pay. What are your options? Unless you have access to relatives with deep pockets or initiate a generous crowdsourcing campaign, Chapter 7 bankruptcy is a logical choice.

DUI charges filed for single-vehicle wreck

An Illinois woman was recently arrested following a single-vehicle accident in which no one was injured. Police believe that she was under the influence of alcohol at the time of the wreck. She is facing multiple criminal charges, including aggravated DUI and one count for endangering a child's life. She is also charged with a second DUI for having a BAC higher than 08%.

Police claim that on the morning of June 4, 2020, the 37-year-old woman was intoxicated while behind the wheel of her vehicle. There was a 4-year-old child who was also in the vehicle at the time, but he or she was the woman's only passenger. It is not clear whether there is a familial relationship between the two.

Fatal accident leads to DUI charges

Facing drunk driving charges is a serious matter. This type of criminal allegation can have serious consequences, including jail time and loss of driving privileges. Certain factors can exacerbate the situation, too. For example, a DUI charge for an incident that also involved a crash or a death can be much more severe.

A 54-year-old Illinois man is currently charged with both an aggravated DUI as well as reckless homicide. The night of the wreck, police believe that he was under the influence of alcohol when he climbed behind the wheel of his vehicle and took off driving. That same day while traveling westbound along a roadway, he crossed the center yellow line and drifted into the eastbound lane, where there was at least one oncoming vehicle.

Will I lose my retirement savings if I file for bankruptcy?

One of the biggest concerns of people who are contemplating bankruptcy is whether they will lose their retirement savings. The good news is most 401(k)s, IRAs, and other retirement plans are exempt from creditors. This means your retirement accounts are likely protected while you get the debt relief help you need. However, if you touch your retirement investments at any point, their exemption status may change. You should take steps to ensure you don’t jeopardize your savings.

Bankruptcy an option for skyrocketing household debt

People tend to have a very clear-cut view of debt. Some believe that too much debt is the product of poor financial planning and spending, while others think it is caused by emergencies and unexpected bills. Reality is a lot more nuanced than that, and Illinois residents find themselves in debt for all kinds of different reasons. But no matter the reason, most people can utilize the same solution -- bankruptcy.

American consumers are struggling, and the new record high for household debt shows just that. In March 2020, household debt hit $14.3 trillion, higher even than during the financial crisis of 2008. At that time, the high for household debt was $12.7 trillion.

Credit card debt and minimum payments don't mix

Illinois consumers use credit cards for all kinds of reasons. Some prefer to keep one on hand in case of emergencies while others use them to fund large purchases. But even the most focused consumer can easily find him or herself buried underneath a mountain of credit card debt.

Interest is one of the biggest barriers to getting those credit card balances down to zero, but it is not the only factor at play. Minimum payments also help keep consumers trapped in what seems like a never-ending cycle. Making only the minimum monthly payments means that a person is not only taking longer to pay off his or her balance, but is also paying a lot more interest over time.

What you can and can't keep in Chapter 7 bankruptcy

There may be a lot of apprehension when it comes to filing for bankruptcy, which is understandable. Most people are already in a vulnerable place by the time they realize it is time to take action. One of the biggest concerns that people have is that they will lose everything they own, from their homes to their cars. This is a common misconception when it comes to Chapter 7 bankruptcy, so here is what people in Illinois can actually expect.

Unlike Chapter 13 bankruptcy in which filers create a three to five year payment plan, Chapter 7 involves selling off some of a person's personal property to pay off some of his or her debt. However, this only applies to non-exempt property. A person's exempt property will remain in his or her possession.

Contact An Experienced Attorney

Se Habla Espanol

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Email Us For A Response

Donahue &
Walsh, P.C.

FRS Law
Group

(FLINN, RUBLE & SALAZAR)

FRS Law
Group

(FLINN, RUBLE & SALAZAR)

Granger &
Donahue

Cohen &
Donahue

Palatine Office
800 E Northwest Highway
Suite 602
Palatine, IL 60074

Phone: 815-889-2364
Phone: 847-452-5124
Fax: 847-930-1135
Palatine Law Office Map

Elgin Office
2400 Big Timber Road
Suite 108
Elgin, IL 60123

Phone: 815-889-2364
Phone: 224-276-6641
Fax: 847-930-1135
Elgin Law Office Map

McHenry Office
4310 Crystal Lake Road
Suite C-D
McHenry, IL 60050

Phone: 815-322-9678
Phone: 815-889-2364
Fax: 815-344-8922
Map & Directions

Sycamore Office
145 S. Sacramento Street
Sycamore, IL 60178

Phone: 815-322-9678
Phone: 630-202-1559
Fax: 847-930-1135
Sycamore Law Office Map

Rockford Office
One Court Place
Suite 100
Rockford, IL 61101

Phone: 815-322-9678
Phone: 779-203-9049
Fax: 815-329-6768
Rockford Law Office Map